Workers compensation is necessary for employers in Missouri who want to keep their employees safe. Nieroda Insurance Agency helps businesses of all sizes ensure they have the right coverage. Find out more about what we do, and how you can use our experience to your advantage.
The Major Trends
It should be noted that as time goes on, workers are being granted more legal consideration when it comes to accidents within the workplace. Even if an employee was negligent at the time of the accident or not following safety protocol at the time, an employer in Saint Charles, MO is still expected to cover the medical costs for the employee. Also, employers have to be careful about more than just catastrophic incidents around dangerous areas of the workplace, such as a stray puddle of grease that results in a broken leg. There's also long-term effects of white-collar work, such as chronic back pain that requires constant medical treatment.
How to Choose
The best thing any employer can do is to enforce excellent safety standards for all employees and to have good screening practices during the hiring process. Nieroda Insurance Agency can help you find a policy that doesn't leave you high and dry when you need help the most. Claims in Saint Charles, MO can add up quickly, and many company owners will find it difficult to pay the costs and keep their business afloat at the same time. Those in Missouri can count on our agents to provide the best advice and coverage available to you, based on the size of the business and the nature of the work. We also keep up with any legal changes, so you're always prepared.
Whether you're looking for a second opinion on your current coverage or you're starting up a business, call us today for more information.
