Residents of Saint Charles, MO want to know that their vehicles are safe from theft. Hopefully, it’s not a worry that most resident would have to think about in the first place. Still, were it to occur, residents at least want to know that their auto insurance would cover them.
So how about you? Are you sure that your insurance plan has this coverage? Here’s what you need to know about auto insurance plans and theft:
- First and foremost, it’s important to understand that all plans are different. You would need to speak directly with your insurance agent to be sure of what your plan covers.
- If your entire car was stolen, again, whether or not you are covered will depend on what type of insurance plan you have. For the most part, however, comprehensive coverage plans will cover the value of your vehicle if it has been stolen.
- In general, comprehensive coverage will help you out if your car was damaged because of the break-in. This coverage typically takes care of broken ignition systems, smashed windows, and broken door locks.
- Keep in mind that this comprehensive coverage will not take care of any items that were stolen from your car. You would need another type of insurance such as renters insurance or homeowners insurance to cover these items.
Get in Touch With Nieroda Insurance Agency to Learn More
Nieroda Insurance Agency serves the residents of Saint Charles, MO and would be happy to speak with you about your auto insurance options — whether you currently have a plan that you would like to transfer or change or are looking for a brand new one. Visit our local office or give us a call at your earliest convenience to learn about your options. One of our agents is waiting to speak with you!