We all know the tragedy that can come from horrific flooding. We see the videos on the news and the photographs online of the damage caused by torrential downpours or subsiding storm surges from hurricanes. Thankfully, the people who live in those areas are usually aware of the dangers flooding can cause. Some people who purchase homes in flood-prone areas are even required to purchase flood insurance before they are approved for a mortgage. But what about the people who do not live in a flood zone? Are they safe enough to live without flood insurance?

The truth of the matter is that floods can happen anywhere and at any time. While those that live in flood zones or floodplain areas are more likely to experience a flood, there is still a chance that any home could flood. In fact, almost 25% of all flood insurance claims happen in areas that are outside of a floodplain. Further, most of these claims that exist outside of the flood plain are in areas that are declared a medium or even low risk for flooding. Just because you may live outside of an area that is prone to flooding does not necessarily mean that you are safe from the dangers and damages that come with flooding.

If you would like to learn more about how flood damage may be able to help protect you and your loved ones reach out to the experts at Nieroda Insurance Agency. Proudly serving those in St. Louis and Saint Charles, MO, Nieroda Insurance Agency is available to help answer any questions you may have. For years the residents of St. Louis and Saint Charles, MO have turned to the best to update their existing insurance policies or to start a new policy. Feel free to call today and our team can get you started in the right direction to protect your family and give you peace of mind when it comes to flooding.