Insurance Differences if You Only Use Your Motorcycle On Vacation

Is Your Other Hat a Motorcycle Helmet?

Taking good care of yourself includes indulging your love of riding your motorcycle. Having adequate and appropriate motorcycle insurance is key to letting the good times roll. Being properly insured before you ride means you have one less HUGE thing to worry about and protection in place to replace or repair your bike or another vehicle should an accident occur.

In the state of Missouri, it is especially important to check with your local DMV to find out what type of insurance your bike requires. Because of the many areas of liability when it comes to motorcycle riding, there are many types of insurance coverage which can include personal injury, property damage, medical payment insurance, etc.   

The General Rule

If the motorcycle is under lock and key and not being used with the exception of a few days out of the year, your motorcycle liability can be drastically reduced. There are too many exceptions to keep it simple. If it’s not on the road as a registered bike every day of the year, it is imperative to contact an agent to make sure you are adequately covered. 

Come Indoors to Insure Your Love of the Outdoors 

Weather permitting, bring the chopper into Nieroda Insurance Agency located in Saint Charles, MO and help us understand what you need. Our agents will take the time to learn about your motorcycle insurance situation by speaking with you about your hobby and answering any questions you may have.

Stop by our office in Saint Charles, MO today no matter what mode of transport you employ. We are also available by telephone at 636-255.0550. We are more than pleased to speak with you regarding any type of insurance you may need or have currently.