Three of the most important things to remember when you’re selecting a motorcycle insurance policy

At Nieroda Insurance Agency, we provide motorcycle insurance policies to riders in Saint Charles, MO. We can answer questions you have about motorcycle insurance coverage in Missouri. 

The following are three of the most important things to remember when you’re selecting a motorcycle insurance policy.

Purchasing both collision and comprehensive coverage offers the most complete coverage for your bike.

As a rider, one of your priorities is likely to be protecting your bike. If you want to make sure you protect your bike as much as possible, it’s best to invest in both collision coverage and comprehensive coverage.

When you invest in both of these types of coverage, you’ll be covered for damage from fire or theft in addition to accident damages. 

Investing in added liability coverage is a good idea.

It’s not a good idea to just buy the minimum liability coverage amount that’s required by law. If you invest in added liability coverage, you’ll have more security. You’ll be less likely to end up in an accident that costs more than your liability coverage limits. This protects you financially and gives you more peace of mind. 

Paying upfront is a good idea. 

For most motorcycle insurance policies, you’ll have the option of paying upfront or monthly. Paying upfront is the best idea if you have the money to do so. For one thing, you won’t have to worry about forgetting to make a payment if you pay upfront. Also, many providers will offer a discount to policyholders who pay their full premium upfront. 

Let us help you find motorcycle coverage to meet your needs in Saint Charles, MO. Contact us at Nieroda Insurance Agency to learn more.