When the place where you live is rented, your landlord has a responsibility to keep your building safe. However, you might wonder what would happen if a fire or disaster caused damage to your belongings. If you live near Saint Charles, MO, our team at The Nieroda Insurance Agency can provide you with a renters’ insurance policy that protects your belongings.

What’s New in Renters Insurance?

Most industries today are exploring changes due to technological advances and new client expectations. You may be wondering what new trends are transforming the renters’ insurance industry. According to The Zebra, renters’ insurance policies are becoming more personalized due to AI technology. AI can customize a policy according to rental location, lifestyle habits, and personal belongings. Using customization helps renters to get policies that cover exactly what they need.

Artificial intelligence can also help your agency quickly provide you with an insurance printout. Another new trend is called "usage-based insurance." This technology takes your unique data (such as how much time you spend at home, and how many hours you use your lights, entertainment systems, and heating system) to calculate your premium. If any of your belongings are extremely valuable, you may be able to purchase a microinsurance policy for those items.

Call Us for Your Appointment Today

Your landlord may require you to purchase renters’ insurance. Our team at The Nieroda Insurance Agency can help you select the best policy for your needs. Clients in the Saint Charles, MO area have learned we have the expertise to provide them with the best possible insurance options. Call us for your appointment today and let us show you how easy it is to get the coverage you need.