Industry statistics show that more people move within their state than outside of it. Of the out-of-state travelers, most moved to neighboring states or recognizable cities. In Saint Charles, MO, moving matters to us. Our team wants you to have adequate car insurance regardless of where you migrate.

Do you need to switch auto insurance providers when you move?

If the move is within the same state, you don’t have to switch auto insurance policies. However, if you move out of state, you must drop your old policy and start a new one with carriers in the new state. Each state has distinct coverage requirements, and your car insurance policy must follow the new guidelines. Both in-state and out-of-state movers need policy adjustments to fit the new neighborhood’s claims history and other criteria.

Switching auto insurance providers begins with researching three or more providers in your new area and comparing coverage and rates for each one. Let an agent at Nieroda Insurance Agency know about the move so we can help. Always buy the new policy 30 to 90 days after the move, then cancel the old one. That avoids coverage lapses and state fines and penalties.

Can you transfer your current auto insurance to another state?

No, unless the carrier covers both states. Even so, it depends. Some allow the transfer and will edit your policy to meet state standards. Others find it easier to cancel the old policy and secure a new one.

Moving auto insurance to or from Saint Charles, MO is easy with Nieroda Insurance Agency. If your move involves Missouri and Illinois, an agent can adjust your policy to satisfy state requirements. If you are moving out of our coverage area, an agent will cancel your policy and suggest car insurance providers in the new area. Contact us for more information.